:root{
  --navy:#123f78;
  --blue:#2f78c4;
  --gold:#b58a45;
  --ink:#152235;
  --muted:#637084;
  --line:#e7ebf1;
  --bg:#f7f9fc;
  --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:inherit;text-decoration:none}
.container{width:min(1120px,92%);margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;padding:8px 0}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.06em}
.brand img{width:112px;height:auto}
.navlinks{display:flex;gap:28px;font-size:14px;font-weight:600;color:#34445b}
.navlinks a:hover{color:var(--blue)}
.btn{display:inline-block;padding:12px 20px;border-radius:3px;font-weight:700;font-size:14px}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:#0b315e}
.btn-outline{border:1px solid #cbd4df;color:var(--navy)}
.hero{background:linear-gradient(135deg,#f7faff 0%,#fff 65%);padding:100px 0 90px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}
.eyebrow{color:var(--gold);font-size:13px;font-weight:800;letter-spacing:.18em;text-transform:uppercase}
h1{font-family:Georgia,serif;font-weight:500;font-size:clamp(44px,6vw,70px);line-height:1.08;margin:16px 0 22px;color:#12263f}
h2{font-family:Georgia,serif;font-size:38px;line-height:1.2;margin:0 0 18px;color:#142a44}
h3{font-size:19px;margin:0 0 9px;color:#172c46}
.lead{font-size:19px;color:#58677a;max-width:670px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.hero-card{background:#fff;border:1px solid var(--line);padding:34px;box-shadow:0 18px 50px rgba(20,42,68,.08)}
.hero-card img{width:100%;max-width:330px;display:block;margin:auto}
.section{padding:88px 0}
.section.alt{background:var(--bg)}
.center{text-align:center}
.section-intro{max-width:700px;margin:0 auto 44px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);padding:30px;min-height:190px}
.alt .card{background:#fff}
.icon{width:40px;height:40px;border:1px solid #d8c39e;color:var(--gold);display:grid;place-items:center;margin-bottom:20px;font-family:Georgia,serif}
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.quote{border-left:3px solid var(--gold);padding:8px 0 8px 24px;font-family:Georgia,serif;font-size:24px;color:#243b56}
.list{padding:0;margin:24px 0;list-style:none}
.list li{padding:11px 0;border-bottom:1px solid var(--line)}
.list li:before{content:"—";color:var(--gold);margin-right:10px}
.contact{background:var(--navy);color:#fff}
.contact h2{color:#fff}
.contact .section-intro{color:#d9e2ed}
.contact-box{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.contact-item{border:1px solid rgba(255,255,255,.18);padding:28px}
.contact-item span{display:block;color:#b9c9db;font-size:12px;text-transform:uppercase;letter-spacing:.12em;margin-bottom:8px}
.contact-item a{font-size:18px}
footer{background:#0c2b4e;color:#b9c9db;padding:28px 0;font-size:13px}
footer .container{display:flex;justify-content:space-between;gap:20px}
.disclaimer{font-size:12px;color:#9ca9b8}
.page-hero{background:var(--bg);padding:72px 0}
.page-hero p{max-width:720px;color:var(--muted);font-size:18px}
.cta{padding:60px 0;background:#f1f5f9}
@media(max-width:850px){
  .navlinks{display:none}
  .hero-grid,.split,.contact-box{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .hero{padding:70px 0}
  footer .container,.topbar .container{flex-direction:column}
}